Flávio do Carmo Gonçalves

Services

At Maxfinance, you will find more than just a credit Intermediation — you will find a trusted partner to support you throughout every stage of your financial life.
From the very first contact, your goals become our priority: identifying the best credit solutions, tailored to your profile and needs, with close and transparent support.

Blog

Read our articles and start making better financial decisions

Banner sobre intermediação de crédito com destaque para transparência, proteção do consumidor e comparação de propostas, junto a uma maquete de casa e documentos financeiros da Maxfinance.
25.05.2026 A defesa do cliente no Crédito Habitação

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Faça um check-up médico, mas pela sua saúde faça um check-up financeiro
21.05.2026 Faça um check-up médico, mas pela sua saúde faça um check-up financeiro

Tal como faz análises, consultas de rotina ou exames médicos para garantir que está tudo bem com a sua saúde, também as suas finanças merecem atenção regular.

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Intermediários de Crédito: o que deve analisar antes de avançar
19.05.2026 Intermediários de Crédito: o que deve analisar antes de avançar

Escolher um intermediário de crédito é uma decisão importante para quem procura crédito habitação, transferência de crédito ou outras soluções de financiamento.

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Contacts

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Complementary information to the Credit Intermediation activity

Flávio do Carmo Gonçalves
Flávio do Carmo Gonçalves

Largo da Liberdade, Nr.º17
7100-504 Estremoz
Portugal

0004818 | Consult
Vinculated
926377924
Contact

Civil Liability

Mortgage Credit

2519064 - Hiscox S.A. Sucursal em Portugal

Valid from until

Consumer Credit

2519065 - Hiscox S.A. Sucursal em Portugal

Valid from until

Lenders with a binding agreement

  • ABANCA PORTUGAL S.A.
    ABANCA
  • SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
    credito agricola
  • CAIXA GERAL DE DEPÓSITOS, S.A.
    Caixa Geral de Depósitos
  • Cofidis
    Cofidis
  • BANCO CTT, S.A.
    Banco CTT
  • NOVO BANCO, S.A.
    Novo Banco
  • BANCO SANTANDER TOTTA, SA
    Santander

Conflict Resolution Centres

  • CACCL – www.centroarbitragemlisboa.pt
  • CNIACC - www.cniacc.pt

Value restriction

The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.

Supervisory Entity

Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )

Mortgage and consumer credit related services

  • Presentation or proposal of consumer credit agreements
  • Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
  • Conclusion of credit agreements with consumers on behalf of creditors
  • Consultancy services

Make a complaint

In the event of a complaint, it must be submitted in the following ways: